First Home Buyers, Gold Coast and SEQ | Home Hunters Group
Gold Coast + SEQ 5.0 from 158 reviews Told no before

First home buyers · Gold Coast + SEQ

When a bank says no, nobody says why.

We will! Then we’ll walk you through what’s next.

Most of our buyers earn $150k+ as a couple or $120k+ on their own.

Get your free assessment

Your free assessment No credit check
Question 1 of 8 0%

Where are you at right now?

Pick the closest one. If it’s not the right time yet, we’ll tell you what would change it.

Have you owned a home in Australia before?

Most of the help we use is built for first home buyers.

Which suburb are you in now?

A starting point, not a test.

Who is buying?

Rough answers are fine.

Most of our buyers earn $150k+ as a couple or $120k+ on their own.

Household income before tax?

A range is enough. This is what lenders look at first.

What sort of place are you after?

Nothing is locked in. It just changes what help applies.

What have you put aside so far?

Slide to roughly the right spot.

Nothing yet

That’s a real starting point, not a problem.

$0 $100,000+

When would you like to be in?

Last question before we swap details.

4,800

people helped into a home.

Matching your answers

This one is for first home buyers.

Most of the help we use is built for people buying their first home. Buying a second home works differently. Give our Aussie-based team a call and we’ll talk it through.

Where should we call you?

Our Aussie-based team will be in touch about your enquiry.

Your answers

Free 30-min consult · No obligation · We never sell your details.

Thanks, we’ve got your answers.

Our Aussie-based team will be in touch about your enquiry. If you would rather not wait, call 0483 942 820.

No credit check We never sell your details Takes under a minute

5.0 from 158 Google reviews

4,800 people helped into a home

4,800 people helped into a home, 37+ years of combined experience and 158 five star Google reviews. We turn the bank’s “no” into “this is how”.

A woman in a work uniform standing in a dated rental kitchen reading a letter, car keys and a torn envelope on the bench beside her

A no from a bank
rarely comes with a reason.

A bank. A builder. Or the sums done at the kitchen table.

we had almost given up hope of ever becoming home owners
Leah Jane Misener · Google review
unsure if I would ever be able to own a home
Emanuel Moraes · Google review
Even when I had doubts and wanted to give up
Anita Furaha · Google review

Every one of these people started right here.

Most banks ask one question.
There’s a better one.

Banks and builders ask one thing. Can you pay us today?

One moment. One answer. Usually no.

Nobody asks what would make it work. That’s the whole difference.

A landlord at a dining table counting a fan of fifty dollar notes, framed photographs of six rental houses and a row of key sets on the wall behind him The usual door

“Can you pay us today?”

One moment. One answer. Usually no.

A buyer mid-sentence at a kitchen table while the person opposite listens, laptop closed The other door

“What would make this work?”

Your whole situation. Then we go looking.

Two pairs of hands over a paper form on a kitchen bench, one tracing a line down the page

How it works

The schemes aren’t hidden. They’re just written so nobody can read them.

That’s why people miss them. We read them for you. Then we tell you which ones you land in.

We find out what you can really afford

Not what a bank guessed.

We find money you didn’t know about

Grants. Help with the deposit. We do the forms.

We match you to a home and a lender that fit

You sign. You move in.

The real numbers

Rent pays a mortgage.
The question is whose.

Put in a weekly rent and see what the same money does.

per week

Ten years of rent   paid out
Yours at the end: Nothing
Ten years of repayments   paid out
Yours at the end: Every dollar that paid the loan down

Assumes rent rises 4% a year and the repayment holds steady, the same basis the full calculator uses. Estimates only, not financial advice.

What another year costs

Rent isn’t the expensive part.

Here’s what another year of renting costs.

  1. Asking permission

    Asking permission

    Renters ask before they hang a picture. They ask before they get a dog. They ask to stay another year.

    A woman holding a framed picture against a bare rental wall, working out whether she can hang it
  2. Packing again

    Packing again

    The rent goes up. For a lot of families, the lease ends and the kids change schools.

    A child in a school backpack waiting on a packing box in a half-emptied living room
  3. Falling further back

    Falling further back

    Plenty of renters save all year. The deposit they need goes up faster. They end the year further back.

    A couple working at a kitchen table late at night, the laptop screen turned away
  4. The years that don’t come back

    The years that don’t come back

    One day the kids are grown. Every room they grew up in belonged to someone else.

    A parent in a doorway looking into an emptied childhood bedroom, pale marks on the wall where posters hung

“If you’re hesitant don’t be. Clive will work his magic and get you into your own home sooner.”

Deborah Mullins · Google review

Nobody can tell you to pack.

That’s the part people actually buy. The rest is paperwork.

  • The dog stays.
  • The wall gets painted.
  • The tree you plant is still there in ten years.
  • You only have to ask your own permission.
A couple laughing together in paint-splattered clothes in front of a freshly painted clay red wall, their dog lying on the drop sheet beside them

In writing

We put it in writing.

Here’s what you get on paper before you agree to anything.

Home Hunters Group

Finding your lifestyle

How we work
Worth reading first

How we work, before you agree to anything

  1. We look at where your finance actually stands before you sign anything unconditional.
  2. If the timing isn’t right, we say so, and we tell you what would need to change.
  3. Any pre-approval we arrange is lodged with a lender, and you see the paperwork.
  4. You’re free to take the plan to your own broker. Nothing here locks you in.
For Home Hunters Group

This is how we work. It is not a contract.

Real homeowners

They thought it was too good to be true too.

Read what they wrote after they got the keys.

5.0 Google
158 reviews
Danielle Kokaev 5 months ago Google
I was sceptical at first because Cale’s offer seemed too good to be true

“I’m now writing this review from our brand new home”

Jodie Woodhouse a year ago Google
I must say that I was very sceptical in the beginning. I have been screwed over more times than I would like to admit in life

“my daughter and I were able to once again believe in the ‘Great Australian Dream’ of owning our own home”

Elene Fraser a year ago Google
My husband and I never thought our dream of owning a property in Australia would become a reality. It all seemed so far out of reach

“that dream is now a reality”

Who it works for

One lender on one day is not the whole answer.

Who we work with.

  • Buyers a bank has said no to before.
  • People in casual or contract work.
  • Buyers with a HECS debt.
  • People living with parents or in-laws.

That’s a date, not a no.

Sometimes the numbers don’t stack up yet. If that’s the case, we’ll say so.

We’ll tell you what would need to change, and roughly how long it takes. Then you’re working towards a date instead of guessing.

One chat. Then you’ll know.

Find out where you really stand. Thirty minutes, no cost.

Your free assessment No credit check
Question 1 of 8 0%

Where are you at right now?

Pick the closest one. If it’s not the right time yet, we’ll tell you what would change it.

Have you owned a home in Australia before?

Most of the help we use is built for first home buyers.

Which suburb are you in now?

A starting point, not a test.

Who is buying?

Rough answers are fine.

Most of our buyers earn $150k+ as a couple or $120k+ on their own.

Household income before tax?

A range is enough. This is what lenders look at first.

What sort of place are you after?

Nothing is locked in. It just changes what help applies.

What have you put aside so far?

Slide to roughly the right spot.

Nothing yet

That’s a real starting point, not a problem.

$0 $100,000+

When would you like to be in?

Last question before we swap details.

4,800

people helped into a home.

Matching your answers

This one is for first home buyers.

Most of the help we use is built for people buying their first home. Buying a second home works differently. Give our Aussie-based team a call and we’ll talk it through.

Where should we call you?

Our Aussie-based team will be in touch about your enquiry.

Your answers

Free 30-min consult · No obligation · We never sell your details.

Thanks, we’ve got your answers.

Our Aussie-based team will be in touch about your enquiry. If you would rather not wait, call 0483 942 820.

No credit check We never sell your details Takes under a minute

FAQ

What you’re really asking.

See where you really stand

Is this just a sales pitch?

A 30 minute conversation about your situation. We work out what you can afford and what you’re entitled to, and tell you straight. If the numbers aren’t there yet, we say so, and we tell you what would need to change.

What does it cost me?

The assessment is free and there’s no obligation to go any further.

Do I have to use your builder?

No. You’re free to take the plan to your own broker or builder.

What if I have been told no before?

A bank looks at one moment and answers yes or no. It isn’t looking for a way through. A no from one lender tells you what that lender thought on one day, not what’s possible.

Are you a broker?

No. We aren’t the bank and we aren’t the builder. We work out what you can afford, find the money you’re entitled to, and match you to a lender and a home.

How fast will someone call me?

Your enquiry goes straight to one of our consultants, not into a general inbox, and they call you on the number you give us.

See where you really stand